:root{--ink:#173b42;--sage:#789584;--mint:#dce7db;--paper:#f7f7f2;--cream:#edece3;--text:#34484a;--line:#d5ddd7;--accent:#d6aa75;--white:#fff;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);background:var(--paper);font:17px/1.65 system-ui,-apple-system,'Segoe UI',Arial,sans-serif}a{color:inherit}a:hover{text-decoration-color:var(--sage)}img{max-width:100%;height:auto}h1,h2,h3{font-family:Georgia,serif;color:var(--ink);line-height:1.14;font-weight:500;letter-spacing:-.025em}h1{font-size:clamp(3rem,6.5vw,6.5rem);margin:.24em 0}h2{font-size:clamp(2.15rem,4vw,3.9rem);margin:.22em 0 .55em}h3{font-size:1.55rem;margin:.65em 0 .45em}p{margin:0 0 1.15em}.wrap{width:min(var(--max),calc(100% - 48px));margin:auto}.skip{position:absolute;top:-100px;left:16px;z-index:20;padding:12px;background:white}.skip:focus{top:12px}a:focus-visible,button:focus-visible{outline:3px solid #a66b2c;outline-offset:4px}.site-header{height:86px;background:var(--paper);border-bottom:1px solid var(--line);position:relative;z-index:10}.header-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);font-size:13px;line-height:1.12;letter-spacing:.13em;font-weight:700}.brand strong{font-weight:700}.brand img{flex:none}.site-header nav ul{list-style:none;display:flex;gap:34px;align-items:center;margin:0;padding:0}.site-header nav a{text-decoration:none;font-size:14px;font-weight:600}.menu-toggle{display:none}.eyebrow{font-size:12px;letter-spacing:.16em;font-weight:700;color:#41695b;text-transform:uppercase}.eyebrow.light{color:#bdd3c3}.hero{background:#e8eee7;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1fr .92fr;align-items:center;min-height:620px;gap:40px;padding-block:62px}.hero h1 em{font-style:normal;color:#557e69}.lead{font-size:clamp(1.12rem,1.8vw,1.35rem);line-height:1.58;max-width:650px}.hero 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#173b4220}.section{padding-block:100px}.intro{padding-block:90px}.section-head{max-width:750px;margin-bottom:36px}.section-head>p{max-width:640px}.section-head.inline{max-width:none;display:flex;justify-content:space-between;align-items:end;gap:50px}.section-head.inline>p{max-width:340px}.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.value-grid>div{padding:34px 32px 22px 0}.value-grid>div+div{border-left:1px solid var(--line);padding-left:32px}.value-grid b,.card-num{font-size:12px;color:#63836f;letter-spacing:.14em}.value-grid h3{font-size:1.45rem}.cream{background:var(--cream)}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;padding:32px;min-height:276px;display:flex;flex-direction:column;border:1px solid #e1e5df}.card h3 a{text-decoration:none}.card p{font-size:15px}.card .text-link{margin-top:auto}.text-link{font-size:14px;font-weight:700;text-decoration:none;color:#295c53}.split{display:grid;grid-template-columns:1fr 1fr;gap:9%;align-items:start}.split>div:nth-child(2){padding-top:20px}.split p{font-size:18px}.dark{background:var(--ink);color:#e4eee9}.dark h2{color:white}.review-feature{display:grid;grid-template-columns:1.1fr .9fr;gap:12%;align-items:center}.review-feature p{max-width:550px}.review-note{border:1px solid #8aab9b;background:#204950;padding:35px;color:white}.review-note span{font-size:12px;letter-spacing:.14em}.review-note ol{font:25px/1.4 Georgia,serif;padding-left:30px}.review-note li{padding:8px 0;border-bottom:1px solid #618078}.review-note small{color:#c6d9d0}.newsletter{background:var(--mint);padding:76px 0}.newsletter .split>div:nth-child(2){padding-top:0}.footer{background:#112f35;color:#e5eeea;padding-top:70px;font-size:14px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px;padding-bottom:65px}.footer-brand{font-weight:700;letter-spacing:.14em;margin-bottom:20px}.footer-grid a{display:block;margin:9px 0;text-decoration:none}.footer-grid strong{display:block;margin-bottom:18px;color:white}.footer-bottom{border-top:1px solid #47656a;padding:20px 0;display:flex;justify-content:space-between;gap:20px;color:#b6ceca}.disclosure{background:#ecf2ec;border-bottom:1px solid var(--line);padding:13px max(24px,calc((100% - var(--max))/2));font-size:13px;line-height:1.45}.crumb{font-size:13px;color:#5c7973;margin-bottom:40px}.crumb a{text-decoration:none}.article-shell{padding:50px 0 110px}.article-head{max-width:920px;margin-bottom:55px}.article-head h1{font-size:clamp(2.8rem,5.5vw,5.6rem);margin:.22em 0}.byline{font-size:13px;color:#617a74}.article-layout{display:grid;grid-template-columns:220px minmax(0,760px);gap:70px;align-items:start}.toc{position:sticky;top:28px;border-top:2px solid var(--ink);padding-top:18px;font-size:13px}.toc strong{letter-spacing:.1em;font-size:11px}.toc ol{padding-left:18px}.toc li{margin:12px 0}.toc a{text-decoration:none}.prose{font-size:17px;line-height:1.83}.prose h2{font-size:clamp(1.9rem,3.2vw,2.75rem);margin:1.55em 0 .5em}.prose h3{font-size:1.45rem;margin:1.25em 0 .4em}.prose section{scroll-margin-top:35px}.prose li{margin-bottom:.65em}.prose a{color:#21584d;text-decoration-thickness:1px;text-underline-offset:3px}.callout{padding:22px 25px;background:#e8eee7;border-left:4px solid #6b9378}.source-note{font-size:14px;color:#57716d;border-top:1px solid var(--line);padding-top:18px;margin-top:45px}.related{padding-top:30px}.related .card-grid{grid-template-columns:repeat(2,1fr)}.related .card{min-height:245px;padding:22px}.related .card h3{font-size:1.3rem}.simple{padding:50px 0 100px}.narrow{max-width:780px}.simple h1{font-size:clamp(3rem,6vw,5rem)}.simple .prose{margin-top:45px}.fact-grid{display:grid;grid-template-columns:repeat(2,1fr);border:1px solid var(--line);margin:28px 0}.fact-grid div{padding:16px;border:1px solid var(--line)}.fact-grid b,.fact-grid span{display:block}.fact-grid b{font-size:12px;text-transform:uppercase;letter-spacing:.1em}.comparison{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}.comparison>div{background:#e8eee7;padding:20px}.comparison h3{margin-top:0}.inactive-cta{background:#e7ece7;padding:20px;border:1px solid #b5c8bd;font-weight:600;font-size:15px}
@media(max-width:900px){.hero-grid{gap:25px;min-height:0}.hero h1{font-size:clamp(3.1rem,7vw,5rem)}.article-layout{grid-template-columns:1fr;gap:0}.toc{position:static;max-width:100%;margin-bottom:12px}.toc ol{columns:2}.review-feature{gap:7%}}
@media(max-width:700px){body{font-size:16px}.wrap{width:min(var(--max),calc(100% - 36px))}.site-header{height:72px}.brand{font-size:11px}.brand img{width:35px}.menu-toggle{display:flex;align-items:center;gap:9px;border:1px solid var(--line);padding:7px 10px;background:none;color:var(--ink);font-weight:700}.site-header nav{display:none;position:absolute;top:71px;left:0;right:0;background:var(--paper);box-shadow:0 14px 20px #173b421c}.site-header nav.open{display:block}.site-header nav ul{display:block;padding:12px 18px 22px}.site-header nav li a{display:block;padding:12px}.hero-grid{grid-template-columns:1fr;gap:38px;padding-block:56px 36px}.hero h1{font-size:clamp(3.1rem,12vw,4.8rem)}.hero-art img{max-height:350px;width:100%}.art-caption{right:0;bottom:10px;font-size:15px}.actions{display:grid}.button{width:100%}.section,.intro{padding-block:65px}.section-head.inline,.split,.review-feature{display:block}.section-head.inline>p{max-width:100%}.value-grid,.card-grid{grid-template-columns:1fr}.value-grid>div,.value-grid>div+div{padding:18px 0;border-left:0;border-bottom:1px solid var(--line)}.card{min-height:205px;padding:25px}.split>div:nth-child(2){padding-top:5px}.review-note{margin-top:35px}.footer-grid{grid-template-columns:1fr 1fr;gap:28px}.footer-grid>div:first-child{grid-column:span 2}.footer-bottom{display:block}.article-shell{padding:28px 0 70px}.article-head{margin-bottom:30px}.article-head h1{font-size:clamp(2.7rem,10vw,4rem)}.crumb{margin-bottom:30px}.toc ol{columns:1}.related .card-grid,.comparison{grid-template-columns:1fr}.simple{padding:28px 0 70px}.fact-grid{grid-template-columns:1fr}.disclosure{padding:12px 18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}.button:hover{transform:none}}
.simple form{background:#e8eee7;padding:22px;margin:25px 0}.simple fieldset{border:1px solid #a9bdaf}.simple label{display:block;font-weight:600;font-size:14px}.simple input,.simple textarea{display:block;width:100%;border:1px solid #9eb5a4;background:white;padding:10px;font:inherit}.simple button{padding:10px 14px}